Motorbike insurance quotes. At what point does acceptable costs become insurance write off?

Herald asked:

I've recently had a little accident on my bike and it's currently in the garage getting an insurance quote and repairs arranged.

Now, I've asked this question to my insurer and they 'aren't allowed to answer that' which is immensely helpful of them.

My bike is insured for £2600, the purchase value. Repair costs as quoted by the garage come to just offshore pharmacies under £1500. Will this result in a write off from the insurance company?

Previous experience leads me to believe it won't, because the only other time I lost a bike like this it was over two thirds of the insured value for repairs, but I'd just like to see if anyone can give me a definitive answer.

Reply:

I have always understood it to be 70%. Before you agree to write of value you may like to consider a buy it back price with insurers and then use the money to repair it. I worked in smash repair garage and this was quite common. Best of luck