In Oregon, Is it law that my wife be on my motorcycle ins. even if she does not ride? How about my son?

Samuel asked:

I'm told that I have to put her name buy medications on my insurance, thus raising my rates.

Reply:

No you don't..Does she have a motorcycle endorsement? Probably not so no you don't need to. With that type of thinking if I had my 70 year old mother move in with me then I would have to put her on my insurance for my bike.How the hell can someone be on an insurance policy that does not have a license, not drivers licens a motorcycle license hahah