Shella asked:
I am 18 and just purchased a Kawasaki Ninja 250. I am wondering which insurance provider would be the best to go with and also what should be included in my coverage. I have taken a safety course and this is my first vehicle. I live in Dallas if that helps. Thanks for your help.
Reply:
Progressive, they usually beat others prices insuring motorcycles, and they will give you quotes from competitors as well. Fastest way to find out prices. Collision, comprenhensive,
uninsured/underinsured motorist coverage, Medical Coverage for YOUR injuries, and coverage for people involved with an accident for which you are at fault. That should do it.
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Posted Date:
Monday, March 16th, 2009
Tags: motorcycle insurance coverage
Catagories: Motorcycle Insurance FAQ.
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get the minimum. and to have a 1000 deductible. on a bike that is worth a $1200 would not make sense. plus most motorcycle accidents are ether people being stupid or a car that says " i didn't see him".
When it’s time to buy motorcycle insurance, you can’t go wrong considering the following four factors before you shop. Insurance companies pretty much all think alike. And these are the risk factors that they always consider when they figure your rates.
Taking your new motorcycle for a spin on the open road is a great luxury. Not much can compare to the freedom that bikers enjoy. In order to keep on enjoying it, however, you want to make sure that you have the right kind of motorcycle insurance. Whether it is just a scooter, a dirt bike, a hog, or a luxury cruiser, you want to make sure that you have the motorcycle insurance coverage you need. Here are a few tips to show you what you need.Read the rest of this tip
Taking your new motorcycle for a spin on the open road is a great luxury. Not much can compare to the freedom that bikers enjoy. In order to keep on enjoying it, however, you want to make sure that you have the right kind of motorcycle insurance. Whether it is just a scooter, a dirt bike, a hog, or a luxury cruiser, you want to make sure that you have the motorcycle insurance coverage you need. Here are a few tips to show you what you need.Read the rest of this tip
If financing a new motorcycle, does the bank require that I have Full Coverage insurance?
We need a great deal more information.
I will bet you are under 18 years of age and have a 600 to 1000 cc sport bike.
As stated by vtwin_doc, have you taken the MSF riders course? This course has a positive impact on insurance rates as well as improving riding skills.
How many insurance companies have you contacted for rates? Have you tried Progressive Insurance?
Insurance rates are also impacted upon where you live. My insurance rates would decline if I move about 8 miles east to the next county.
Again, if you are insuring a sport bike, you may need to sell the bike for a different style of motorcycle. Sport bikes are seen as very high risk machines. One of the reasons sport bikes are a bad choice for beginners. 150 mph sport bikes in the hands of beginners equals crashes. hence high insurance premiums.
New blog entry: Why Can’t I Find Motorcycle Insurance Coverage
Taking your new motorcycle for a spin on the open road is a great luxury. Not much can compare to the freedom that bikers enjoy. In order to keep on enjoying it, however, you want to make sure that you have the right kind of motorcycle insurance. Whether it is just a scooter, a dirt bike, a hog, or a luxury cruiser, you want to make sure that you have the motorcycle insurance coverage you need. Here are a few tips to show you what you need.Read the rest of this tip
Explore features available from Allstate. Our motorcycle insurance coverage is packed with ways to help turn a…
Full coverage insurance includes not only liability coverage but comprehensive coverage for damages to the vehicle for accidents and theft. In other words, if you have an accident, the insurance will pay for the damage to the vehicle even if it was your fault. Example – you run the bike off the road and crash it. Ex 2 – Someone steals the bike. Ex 3 – A tree falls on the bike during a wind storm. Ex 4 – The bike is destroyed in a house fire and the property insurance does not cover the bike.
This protects the finance company as well as you. If the bike is damaged, or lost, the insurance will pay the finance company, if you choose not to repair/replace the bike and don't want to pay off the loan.
There is also gap insurance. Gap insurance will insure one for the difference between what one would owe on a vehicle and what an insurance company says it's worth.
You might try posting your question in Cars & Transportation > Insurance & Registration to get a more comprehensive answer to your question.
progressive insurance sucks. i moved from one house to another…TWO BLOCKS OVER and they raised my insurance 57.00… they really didnt have an answer why… I bet there was no reason other then to FUCK THEIR CUSTOMERS. 57.00 dollars because i moved two blocks. I dropped them. some other company will get my money.