Question about motorcycle insurance groups in the UK?

Kathy asked:

I just got a quote for the motorcycle I intend buying when I pass my test. Seemed a bit excessive at almost £900. I'm 23 and have ridden a 125 for a year with no claims. The bike is insurance group 13.
My question: Does the fact I don't have a full license yet and haven't bought the bike affect insurance quotes?

Reply:

Because you don't have a full license then this will certainly be reflected in the high premium costs. Like with cars, beginners are deemed high risk and therefore charged more. The premiums will come down when you have ridden for a few more years (without claims) and have achieved your full license. Also where you live and store the bike effects the premium amount.
If you can't afford full insurance then go for 3rd party (this depends on what your license requirements are so check first). Buy Ampicillin If you are caught by the police without insurance then your motorcycle can be legally seized.