Motorcycle insurance requirements in KY?

Larry asked:

My son is financing a motorcycle buying medicine online through HSHB. If he gets full coverage its $1000 a year. If he gets just liability is $400 a year.
The dealer says he doesn't have to get anything but Liability in Kentucky. He has extended 36 month warranty plan. His bike cost $4000. My son wants to get just liability. My question is will he have any coverage if someone steals his bike if he doesn't have full coverage?

Reply:

Liability insurance does not cover a stolen vehicle.

I believe he would have to have comprehensive, but I am not sure.

I had always thought collision would cover a collision with a deer, but that is under comprehensive.

Liability will only cover bodily injury to someone who you hit, or property damage to the vehicle or building you damage.